Insurance & Financial Information:
Exceptional Care UNBOUND BY Insurance Restrictions
At Modern Haus Dental, we prioritize excellence over insurance constraints. As a fee-for-service practice, we are not contracted with insurance providers, allowing us to focus solely on what matters most: delivering uncompromising, personalized dental care tailored to your unique needs and goals.
Our Out-of-Network Model
What to Expect
At Modern Haus Dental, we take the time to truly get to know you because exceptional care starts with a meaningful connection. From your very first visit, you'll experience an environment where you’re treated like family.
- Transparent, Upfront Pricing: We believe in clarity and simplicity. Payment is collected at the time of your visit, with no surprise fees or confusing billing.
- We Handle the Paperwork: While we are out-of-network, we make it easy for you to use your insurance benefits. As a courtesy, we file all dental claims electronically on your behalf, so you can receive any eligible reimbursement directly from your insurance provider.
- More Time. More Attention. Better Outcomes: Our out-of-network model allows us to spend more time with each patient, focus on your unique clinical needs, and recommend only what’s best for your long-term health—free from insurance-driven limitations.
Our practice operates out-of-network, which allows us to provide high-quality, unrestricted care without being limited by insurance constraints. This allows us to dedicate ample time to each patient and focus on personalized care.
SIMPLE. TRANSPARENT. PATIENT-CENTERED.
HOW It works
At Modern Haus Dental, our process is designed to be straightforward and supportive, so you can focus on your dental health, not the paperwork.
- You Pay at the Time of Your Visit. We provide clear, upfront pricing and collect payment when treatment is rendered. No surprises. No hidden fees.
- We Submit Your Claim the Same Day. As a courtesy, we file your dental insurance claim electronically on your behalf on the same day as your appointment.
- You Receive Reimbursement Directly. In most cases, your insurance company will send reimbursement directly to you within a few weeks. (Maryland law requires claims to be processed within 30 days.)
Need help navigating your insurance paperwork? Whether it’s understanding your plan or interpreting an Explanation of Benefits (EOB), our team is happy to guide you every step of the way.
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Financing & Payment Options
We understand that dental investment can sometimes require flexibility, especially for more complex care. That’s why we offered:
Interest-Free In-House Payment Plans: Invisalign patients can enjoy structured, in-house financing for up to 12 months.
With Cherry Financing: Easy, interest-free payment plans for up to 12 months are available through our partnership with Cherry.
- Major credit cards
- Cash
- Checks
Why We Don’t Let Insurance Dictate Your Care
Dental insurance benefits haven’t kept pace with modern dentistry—many plans still cap annual coverage at $1,000–$2,000, a limit that dates back roughly 50 years—so plan rules, not health needs, often drive treatment decisions and delay necessary care.
That’s why our fee-for-service, out-of-network model puts clinical judgment first: Dr. Kristy Lee recommends what’s best for long-term oral health, not what fits outdated benefit caps, while our team files your claim electronically so eligible reimbursement goes straight to you.
If current benefits feel inadequate, consider discussing changes with your plan administrator before open enrollment to select a plan that better supports comprehensive care.
At Modern Haus Dental, your treatment plan is determined solely by the care you need, not by what your insurer is willing to cover, under the supervision of Dr. Kristy Lee, a Top Dentist by Washingtonian Magazine and Bethesda Magazine in 2025.
Dental Insurance
& Financing FAQs
- Why isn’t everything covered by my plan?
Insurance plans are a contract between you, your employer, and your insurer. Not all necessary treatments are covered, and exclusions are common. If you ever have questions, call your insurance company or ask us.
- How will I know what my reimbursement will be?
Your Explanation of Benefits (EOB) will show what your insurer has paid and what your out-of-pocket cost will be.
- How quickly will I be reimbursed?
Most Maryland insurers must pay within 30 days of receiving your claim.
- What if my benefits seem inadequate?
Consider discussing changes with your plan administrator so your next plan selection better fits your needs.
Call (301) 986-4814 or request an appointment online to set up your first visit. We’ll be in touch soon.
